According to the latest reports by NBC, Hurricane Laura has caused more than $12 billion in property damage to more than 500,000 insured residential and commercial properties. The vast majority of such damages have occurred in southwest Louisiana which was hit the hardest with the hurricane.
According to property data analysis firm CoreLogic, the majority of losses were caused by wind and storm surge. Even though the extent of the damage is not clear as yet, experts believe it is not as catastrophic compared to the storms of the past.
Hurricanes have become a menace and the devastating effects are not only felt when it comes to property damage but also the environment. With the wake of the hurricane, the ability to repay loans is likely to be compromised for a lot of homeowners. Numerous studies have shown that natural disasters tend to cause a spike in home mortgage delinquency rates. With the economic hardships on the horizon, it is imperative that you’re reaching out to Babcock hurricane claims lawyers to expedite the claim process. Here are some of the reasons why you need to hire a claims attorney if you’ve been affected by Hurricane Laura.
Reduce Stress
Going through a major storm can be a stressful experience. The last thing you’d want to stress you is having to deal with insurance companies. There is a high likelihood that you’ve never experienced such a situation before and there will be a lot of things happening all at the same time. The service of an attorney will be of huge support so that you can focus on getting back on your feet in the shortest time possible.
Free Consultation
The majority of hurricane claims attorneys will offer a free consultation so that you’re aware of your options. Getting the guidance on what to do will save time with the claim process. You also get insights into how the attorney can help you get the claim without having to wait for edges when the focus is getting back to normal after the devastating storm. There is a chance that you’ll not be sure of what to expect from the process and talking to an attorney will put everything in black and white.
Professional Representation
Insurance companies will want to pay as little as possible. They have a team of experienced attorneys on their side and there is no reason why you shouldn’t have professional representation too. The case might require litigation and having an experienced attorney by your side will provide peace of mind that everything is going to be taken care of.
Experience
Dealing with insurance companies is always going to be an irksome process. You need someone that can play hardball so that you’re getting the compensation that you truly deserve. This is something that will only come with experience. The attorney will have mostly worked on cases that are similar to yours and will know the steps to be taken so that you’re getting the best representation. Insurance companies are different and taking a systemized approach might not work in your favor. That is why you should be getting in touch with an experienced attorney that is conversant with working with insurance companies so that you don’t have to go through the process alone.
Aggressive Advocate
In order to be rightfully compensated, there is a need for working with an aggressive advocate. Such an attorney will aggressively fight on your behalf even if it means going to trial. You’ll have someone that will help with the negotiation process so that you’re getting the best deal out of the claim.
When Should You Hire a Hurricane Claims Attorney?
This is a question that you’re likely to ask yourself in the wake of a storm. When there are delays with the claim or it hasn’t been processed at all, it will be time that you started searching for an attorney. The whole process can be overwhelming, especially for someone that is going through it for the first time. You don’t have to figure out everything on your own when an experienced attorney can help out with the process. It is never too early to get in touch with an insurance lawyer. The sooner you get in touch with the attorney, the better it will be for your situation. Make sure that you’re researching the credentials of the attorney before you decide to put everything to pen and paper. A good attorney is one that has your best interests at heart.